For freelancers & solo creators
Stop guessing about money.
Get paid, keep enough for tax, charge what you're worth.
Freelance Finance OS is four plain-spoken spreadsheets that answer the questions every freelancer loses sleep over — no accounting software, no monthly fee, set up in 10 minutes.
Get the bundle — $5
One-time payment. Excel & Google Sheets. Yours forever, free updates. · Launch code LAUNCH30 = 30% off for the first 25 buyers.
Four tools, four answers
Most template shops sell you one more invoice log. This is a decision toolkit.
GET PAID
1 · Income & Invoice Tracker
Log an invoice in seconds with client and status dropdowns. The dashboard does the rest.
- Overdue invoices flag themselves — automatically, in red
- See total invoiced, collected, awaiting payment, and month-by-month
- Per-client totals: who paid, who still owes you, at a glance
KEEP THE RIGHT AMOUNT
2 · Expense & Tax Buffer Tracker
Built for lumpy freelance income, not a steady paycheck.
- Enter each month's income once → see profit instantly
- It tells you exactly how much to move to a tax buffer account
- The "safe to keep" number is what's genuinely yours — no April surprise
- Categorized expenses so the small recurring subscriptions stop slipping through
CHARGE ENOUGH
3 · Freelance Rate Calculator
Work backwards from the life you want to the rate you must charge.
- Enter your target take-home, tax rate, time off and billable share
- Get your minimum hourly, day and week rate
- A reality-check table shows how your rate moves with your billable share
- Quick project pricer turns "about 25 hours" into a minimum quote
NO APRIL PANIC
4 · Quarterly Tax Estimator
Know what to send in at every estimated-tax deadline — while there's still time to save it.
- Enter monthly income and expenses, set your own tax rate
- See the estimated payment per deadline, what you paid, what remains
- US 1040-ES periods prefilled correctly — and fully editable if you're elsewhere
Why this instead of a free invoice template?
Because paperwork isn't the hard part — the decisions are. Almost nobody hands you the tax-set-aside math and the "am I charging enough?" math in the same place. That's the whole point of this bundle, and both tools actually calculate — no broken formulas, no manual re-adding.
What you get
- 4 spreadsheets (.xlsx) — work in Excel 2010+, Google Sheets, and LibreOffice
- A Quick-Start PDF guide for the whole bundle
- A "Start Here" sheet in every file — clear legend, realistic example rows
- No macros, no add-ins, no subscription — a plain download that's yours forever
- Free updates
Questions
- Do I need Excel?
- No. Upload to Google Drive and open as a Google Sheet, or use free LibreOffice. Excel 2010+ works too.
- Is this complicated to set up?
- No — yellow cells are yours to fill, everything else calculates itself. Example rows show the format. Most people are running in under 10 minutes.
- Is the tax buffer tax advice?
- No. It's a saving discipline that helps you set money aside consistently. Confirm your actual rate with your accountant.
Digital download. Because it's an instant-access digital product, all sales are final. The tax buffer is a saving tool, not tax or financial advice.